iPhone and web · One subscription · Now in TestFlight
Built for more than a paycheck.
Every other finance app collapses your income into one line and your investments into one number. Mira was built by a CPA who got tired of both.
Each business gets its own P&L. Every account sits in a group you named. And the money you can withdraw tomorrow never gets added to the money locked up for thirty years.
Every request is reviewed by hand. Invites go out weekly.
Free while in beta · $49.99/yr after launch. The others run $100 to $200.
A signature Mira feature
Your financial picture, on the record.
Turn the accounts you already track into a polished Personal Financial Statement — for your own planning, or to hand to a lender, CPA, or advisor.
Mira organizes your assets and liabilities, walks you through ownership and current balances, calculates your net worth, and produces a branded PDF. Individual or joint, without rebuilding your finances in a spreadsheet.
- 01
Start with what Mira already has
Your connected and manual accounts become the foundation of the statement, sorted into the standard asset and liability categories.
- 02
Review only what needs judgment
Confirm ownership, liability responsibility, adjustments and exclusions in groups. Open an account only when something needs correcting.
- 03
Create a professional record
Preview, then finalize a dated snapshot with full asset and liability schedules. Later changes never rewrite a saved statement.
Private in Mira. Shared only when you choose.
Personal Financial Statement
Jordan A. Reyes and Priya M. Reyes
As of September 22, 2026
Assets
$293,968
Liabilities
$4,200
Net worth
$289,768
Schedule of assets
Real estate and business interests are owner-estimated and dated. Values Mira could not read are shown as unavailable, never as zero.
What’s in the statement.
Prepare it on iPhone or the web — reopen, preview and share from either.- Individual or joint designation
- Names of the statement subjects
- A dated snapshot, fixed at finalize
- Summary by financial category
- Detailed asset and liability schedules
- Institution names, masked account numbers
- Reviewed ownership and liability responsibility
- Valuation dates and sources
- Adjustments, exclusions and scope notes
- Confirmed duplicate accounts counted once
- Optional signature and date lines
- Page structure that holds for long statements
User prepared for personal planning and sharing. Acceptance requirements vary by recipient. Mira does not audit, verify, appraise or submit your statement, and the optional signature lines are not electronic signatures. Names, institutions and balances shown above are fictional.
INCOME
Your salary and your side business are not the same money.
Other apps pour every deposit into one income line. Mira splits personal from business and gives each business its own P&L, so you can see which one is actually earning.
INVESTMENTS
A brokerage you can sell today is not a 401(k) you cannot touch until 59½.
Other apps add them into one total. Mira keeps what you can reach apart from what is locked up, in groups you name yourself.
THE RESULT
A net worth you can actually use.
What came in and from where. What you own. What you could reach this year if you needed it. All in one plan, with no premium tier for the parts that matter.
01 — Cash flow
Personal and business, never mixed.
One tap moves the whole screen between your personal money and your business money. Nothing bleeds across.
Run more than one thing? Each business or side gig carries its own P&L — its own income, its own expenses, its own answer to whether it is working.
Figures from the built-in demo household.
02 — Net worth
Money you can touch. Money you can’t.
Most apps add your brokerage and your 401(k) together and call it net worth. That number cannot answer a single real question.
Mira ships with groups for cash, taxable investments, retirement, real estate and debt — then lets you rename, reorder, merge and add your own. Filter to any one of them and the whole screen follows.
Net worth
$289,768
Past 30 days
+$5,183
03 — Investments
Portfolio tools, not a balance total.
Your return drawn against the S&P 500. Allocation across every account at once. Dividend income with the pace it is running at. Tax lots with a long-term countdown.
1M change
+$3,648
Income YTD
$899
Prices are dated end-of-day closes.
04 — Make it yours
Categorize it once. It stays that way.
Write a rule and every future transaction that matches it lands where you said. Your categories, your names, no relearning what you already taught it.
- Rules
- Custom categories and rules that hold. A “needs review” filter for anything Mira is not sure about.
- Alerts
- Large charges, low cash, dividends landing, a sync that failed. Opt in to the ones you want.
- Exports
- Your transactions out in CSV, JSON, PDF or QFX, any time. Bring history in by CSV. No lock-in.
- Recurring
- Bills and subscriptions detected from your own history, with what is due next.
05 — Household
Share one account, not your whole life.
Invite up to five people and choose, per account, what the household sees. Share the joint checking. Keep everything else yours.
Most apps make this all or nothing. Splits by category and by person, and a running IOU ledger for what is owed either way.
Joint checking
Taxable brokerage
Signs business
Sharing applies per account to your active household. Anyone connecting their own bank needs their own subscription.
06 — Privacy
Read-only, and yours to delete.
Mira reads balances and transactions. It cannot move a dollar, and it never holds your bank password.
Your credentials stay at your bank
Connections run through Plaid. Mira never sees or stores a bank password.
Read-only by design
Mira can see your accounts. It has no ability to move money out of them.
No ads, no data sold
Your financial data is never sold or shared with advertisers. The subscription is the business model.
Face ID and a privacy veil
Lock the app behind Face ID, and your figures blur in the app switcher.
Delete everything, for real
One tap in settings. Immediate, permanent, and it revokes every bank connection server-side.
Take your data with you
Export transactions in CSV, JSON, PDF or QFX whenever you want.
07 — Pricing
One plan. Half the going rate.
The premium trackers run $100 to $200 a year, and the investment tools usually live in the tier above. Mira has one tier, and everything is in it.
One subscription covers the iPhone app and the web app.
- Unlimited connected accounts
- Cash flow by business and stream
- Holdings, lots, dividends
- Your own account groups
- Household sharing and IOUs
- Rules, alerts, exports
- Personal Financial Statements
Mira
Free in beta$49.99/ year
or $5.99 / month
Beta testers see the full app at no cost. A 1 month free trial is available to eligible new subscribers at launch.
Request a beta inviteInvites go out weekly · cancel any time after launch
“My finances stopped fitting in a budgeting app.”
I am a CPA with a paycheck, a business, rental properties, a brokerage and a 401(k). Every app I tried squeezed all of it into the same two lines. So I built the one I wanted, with a few rules any accountant would insist on:
- Moving money between your own accounts is not income.
- A reimbursement is not extra money.
- Investments you have held over a year are tracked apart from newer ones, because they are taxed differently.
See your finances clearly.
The beta is open on TestFlight for iPhone. Bring your history in by CSV from whatever you use now.
Request a beta inviteAvailable in the United States, for adults 18 and over.